Denver Mortgage Rates

LoDo Mortgage

Today's Rates

3.500

30 Year Fixed (3.624 APR)*

3.125

15 year Fixed (3.456 APR)*

2.250

5 year ARM (2.988 APR)*

LoDo Loan Programs

You're closer than ever to realizing your dream of home ownership, or re-financing your existing, high-priced LoDo loan. We also finance commercial properties.

Just fill out our online LoDo mortgage application,
or call (303) 495-5655 today.

Not Sure Which Program Is Right For You?
Our range of LoDo mortgage products and properties makes it easy to find the right LoDo loan program and home for you.

Contact us today to help find your solution.

A Conventional LoDo Fixed-Rate Loan Buyer:

  • Has at least a 3%-5% down payment and a solid credit history that offsets the need for the typical 20% to 25% required down paymen.
  • Has closing costs and a reserve on hand.
  • Has good to excellent credit.
  • Qualifies for market-rate interest (lower monthly payments).
  • Doesn't require creative financing.
  • Seeks financial stability and security.
  • Has low, outstanding debt, for example credit card debt, medical expenses, etc.
  • Has increasing earnings power.
  • Can afford mortgage insurance if required by the lender.

A Typical LoDo ARM Buyer:

  • Can expect with some certainty that his or her income will increase.
  • Desires a home that is slightly out of his or her financial reach.
  • Desires a short-term ownership.
  • Cannot qualify at market rates and needs a lower initial interest rate.
  • Wishes to buy a LoDo property when conventional fixed-rates are high or when rates are expected to decline.
  • Wishes to take advantage of an ARM's conversion option.
  • Does not need the security - emotional or financial - of a fixed-rate mortgage.
  • Wants the loan to adjust based on inflation and economic swings.
  • Wants to shop for an index and adjustment period that best coincides with his or her needs in purchasing the LoDo property.
Go to LoDo Commercial Mortgage Programs

 

LoDo Facts

  • LoDo is the affectionate name that Denverites call the Lower Downtown Historic District and mixed-use neighborhood.
  • LoDo is the city's birthplace and is considered the most exciting, fun, and hip part of the city of Denver.
  • Colfax Avenue that runs through Denver is the longest continuous street in America.
  • LoDo offers something for everyone from the day tourist to the lifelong resident, with many attractions, shops and restraunts located in the area.
  • The 13th step of the state capital building in Denver is exactly 1 mile high above sea level.
  • The LoDo area of Denver is the oldest part of the city and dates back to the 1860s gold rush.
  • LoDo was once full of flophouses, missions and bars, but today is home to million-dollar lofts and dozens of brewpubs.
  • Denver's LoDo District is home to 4 major sports teams which inculde the Nuggets, Rockies, Broncos and Avalanche.
  • There are 222 state wildlife areas located in Colorado.
  • The LoDo has created a unique urban living environment and is home to many historic buildings and a variety of shoping choices, restaurants, and businesses.
  • Colorado means “colored red” and is known as the “ Centennial State.”

LoDo Colorado is:

Arvada, Aurora, Bennett, Brighton, Commerce City, Federal Heights, Northglenn, Thornton and Westminster

Please give us a call at 720-583-5655 to discuss your LoDo real estate and LoDo financing needs.